Travel Insurance

Don't Leave Home Without it!

Are you ready for your trip?

We understand that when you’re travelling  you don’t want to worry about a thing. But events happen, even to the well-prepared travellers. 

The package is 100% non-refundable after April 10, 2014.  Without insurance, you risk losing your entire investment in the event you have to cancel or return home early for an unexpected emergency.


You may have to cancel your trip at the last minute to tend to a family emergency.   You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.



Ask yourselves a few questions:

1) what happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?

2) would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?


3) could I afford an air ambulance home?


4) does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?


Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full document as highlighted for the full details.



RBC Travel Within Canada Package Travel Insurance covers your out of province emergency medical needs; doctor visits, tests, hospitalization, that may not be covered by your own provincial health plan. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.  This is the most comprehensive package for travel within Canada.


RBC Non-Medical Package Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no out of province medical coverage included.


My agency partners with RBC Insurance, one of the leading travel insurance providers in the country.  Visit their website more for details on their travel insurance packages.


If you should choose to decline all insurance, you will be required to sign a Liability Release Waiver as found here.  Please print the form, sign it and return it to Kathylynne by fax (306) 873-4053 or by e-mail to kfenton@tpi.ca. 



Example of Travel Insurance premiums Travel Within Canada Travel Plan - $1100 coverage 1 - 4 days
(including out of province medical coverage)
0 - 54 years - $90
55 - 59 years - $94
60 - 64 years - $100
65+ - please enquire

Non Medical Plan - $1100 coverage 1-4 days

0 - 54 years - $88
55 - 59 years - $92
60+ - please enquire

**Note** - depending on the value of the package you wish to insure, the rates are subject to change.  Ie. if you wish to insure just the Land portion, the cost would be slightly less.  If you wish to insure the land portion in addition to airfare, the premium would be slightly higher than the example displayed above.

If you have questions about the insurance coverage or how it compares to a plan you may have through work or through a credit card, please don't hesitate to contact Kathylynne at (306) 873-3234 who can advise you on the best coverage to protect your investment.

No comments:

Post a Comment